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BAI2 → OFX

BAI2 → OFX

Prepare OFX Banking XML 2.3 from supported BAI2 v2 without inventing dates, balances or account indices.

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Purpose

What this converter does

The route inspects the BAI2 source and requires v2 evidence for booked entries, posting dates and a dated ledger closing balance.

Workflow fit

When this route is useful

Useful when receiving software imports OFX Banking but the available bank export is BAI2 v2.

Implementation note

What to expect

Not QFX or investments. OFX account overrides can provide permitted technical identifiers only for an authentic server-provided account index; they never change amounts or transaction dates.

BAI2 v2

BAI2 v2: scope and prerequisites

What evidence does OFX Banking need?

OFX Banking XML 2.3 requires actual BOOKED status, justified DTPOSTED dates, a dated closing LEDGERBAL and representable account routing. Account metadata is requested only for a server-identified account index, never guessed from the statement index.

What kind of BAI2 input is supported?

Only supported BAI Cash Management Balance Reporting v2 (2005) in strict US-ASCII is accepted. File extensions .bai2, .bai and .txt are hints, not proof of validity. BAI1, BAI3 and proprietary bank variants are not promised.

Will missing financial facts be filled in automatically?

No. For CAMT.053, OFX and MT940 outputs you may need to confirm BOOKED status, dates, balances or statement completeness from genuine evidence. Never attest a value you cannot verify. The backend checks the file again when converting.

Does inspection consume credits or trial uses?

Authenticated BAI2 inspection for CAMT.053, OFX or MT940 preparation is free; a successful conversion follows the usual trial or prepaid-credit rules. Inspection readiness does not guarantee a successful output.

Important BAI2 limitationsBank-specific dialects and universal or lossless conversion are not guaranteed. The source may lack the facts needed by the chosen destination; an unsupported or unverifiable statement must be rejected rather than guessed.

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